See if it makes sense to buy based on your current rent.
*Net cost includes payments minus accumulated equity ($453,839). Assumes 20% down, 6.5% rate, 5% appreciation.
Buying is cheaper
You could save $214,611 in net wealth by buying.
Use the current inventory and filters on this page to compare available property types, asking prices, and listing details in Half Moon Bay, CA. Asking prices describe active inventory and do not establish a property's final market value.
Before deciding on a property, verify condition, disclosures, title, insurance, financing, taxes, HOA terms, permits, local rules, school information, travel times, and other location factors using qualified and official sources.
Source: CRMLS active listing data. Current refresh time unavailable. Reviewed by Reza Barghlameno, DRE #02211952. Learn how listing counts and city metrics are prepared in the data methodology.
Opportunities & Trends in San Mateo County
Half Moon Bay, California, a beautiful city perched on the edge of the Pacific Ocean, offers a variety of stunning real estate opportunities for those seeking to live in a location that combines the best of coastal living with the convenience of city life. At present, there are approximately 71 active listings in the city, providing potential homebuyers with a multitude of options to choose from. Whether you are on the lookout for a cozy bungalow by the sea or a spacious family home nestled in the hills, Half Moon Bay has something to suit every taste and budget. With a median price hovering around $750,000, the city offers a range of affordable options without compromising on quality or location. Among the most sought-after neighborhoods in Half Moon Bay are the charming Downtown area, known for its quaint shops and eateries, and the upscale Ocean Colony, famed for its breathtaking ocean views and luxury homes. If you are considering making Half Moon Bay your new home, there has never been a better time to explore what this city has to offer. Last updated February 2026. Source: MLS/CRMLS.
