Closing Cost Estimator

Estimate the closing costs for your California home purchase, broken down by county.

Purchase Price

County

Estimated Closing Costs

Lender origination fee (~1%)(0.8–1.2% of loan)

$5,440 – $8,160

Appraisal

$600 – $900

Title insurance

$1,445 – $1,955

Escrow fee

$960 – $1,440

Transfer tax(CA state $1.10/$1K)

$468

Prepaid property taxes (2 mo)

$1,558 – $1,771

Prepaid homeowner's insurance(1 year upfront)

$1,200 – $2,400

Recording fees

$75 – $150

Total Estimated Closing Costs$11,746 – $17,243

Closing costs in California typically range from 2–5% of the purchase price. Your estimate: 1.4–2.0% of $850,000. Actual costs vary by lender, title company, and specific property. Contact your lender for a detailed Loan Estimate.

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