Closing Cost Estimator

Estimate the closing costs for your California home purchase, broken down by county.

Estimated Closing Costs

Lender origination fee (~1%)(0.8–1.2% of loan)
$5,440 – $8,160
Appraisal
$600 – $900
Title insurance
$1,445 – $1,955
Escrow fee
$960 – $1,440
Transfer tax(CA state $1.10/$1K)
$468
Prepaid property taxes (2 mo)
$1,558 – $1,771
Prepaid homeowner's insurance(1 year upfront)
$1,200 – $2,400
Recording fees
$75 – $150
Total Estimated Closing Costs$11,746$17,243

Closing costs in California typically range from 2–5% of the purchase price. Your estimate: 1.42.0% of $850,000. Actual costs vary by lender, title company, and specific property. Contact your lender for a detailed Loan Estimate.

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