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Significant $103K price improvement. A rare chance to secure a low rate assumable FHA loan (buyer must qualify) and step into an income producing property in the heart of San Jose. Opportunities like this are increasingly scarce; especially one that can immediately help offset housing costs through rental income or a flexible live one/rent one setup. Whether you're building your portfolio or entering homeownership with built in income support, this property stands out as a compelling, high value opportunity in today's market; especially with the advantage of a below market assumable rate. Located near downtown San Jose, major employers, transit, parks, and everyday conveniences, this central corridor remains popular with renters and supports consistent rental demand. Residents appreciate the walkability, nearby amenities, and quick access to shopping, dining, and freeway connections, making this location both practical and desirable. Whether you're expanding your portfolio or entering homeownership through a flexible setup, this property offers meaningful value for both investors and owner occupants.